+44 (0) 20 3301 1300 info@hearthstone.co.uk

Benefits of Residential Property in SIPP

A range of clients may benefit from using the TM Hearthstone UK Residential Property Fund within their SIPP. Broadly, they will fall into one of the following categories:
Diversification: Residential property has demonstrated historically that it can enhance the risk / reward characteristics of a portfolio due to the fact it has demonstrated low correlation with other traditional asset classes such as equities, fixed interest and cash. It also demonstrates different performance characteristics to commercial property.

Access to Real Assets: Residential property provides potential inflation proofing over the medium to long term due to the fact it is a real asset. Capital values and rental income have the potential to increase as the cost of living and earnings rise.

An Income Stream: The fund provides those investing larger amounts with access to income distributions which may be used to cover their SIPP charges and / or to provide an income if they are drawing income from their SIPP. Those investing smaller sums may access the income through redeeming some of their accumulation units in the fund.

Buy-to-Let Investors: There are many investors who have missed out on the tax benefits available on pension contributions due to their mistrust or misunderstanding of pension schemes, or due to the volatile nature of equities that make up the majority of pension fund assets. Being able to invest in a residential property fund via a pension scheme may be the incentive many of these people need to start saving in a tax efficient pension scheme for their retirement.

Register for updates

If you would like to receive updates regarding Hearthstone Investments, or to receive our newsletter, please provide your details and particular area of interest below.

Terms and conditions

Hearthstone Disclaimer

Please agree to the terms below to view content in the 'Intermediaries' section.

Hearthstone Investments PLC is the parent company of the Hearthstone Group. Regulated activities associated with the TM Hearthstone ICVC are carried out by Hearthstone Asset Management Limited, which is an authorised representative of Thesis Asset Management Limited, authorised and regulated by the Financial Conduct Authority (114354). Other companies in the group provide investment advisory and other services funds aimed at professional clients. Details of these companies are provided in the investment materials associated with each fund.

Information in this section of our website is intended for professional clients and investment professionals and should not be relied upon by retail investors. No information in this website should be treated as an invitation or inducement to invest in any investment product nor as investment advice. If you are a professional client or investment professional you should not provide retail clients with access to information from our website that is not specifically designed by us for their use. Neither Hearthstone Asset Management Limited or Thesis Asset Management Limited accept any responsibility for your use of this site other than in accordance with these terms.

You will not be prompted for up to 30 days for content in this section. You will be prompted again if you use a different computer or delete your internet browser cookies.